Home, sweet home

of your dreams - built brick-by-brick, - where you share precious moments with your family. You have been dreaming about buying a perfect home for your family since long ... & now you have decided to avail a "Home Loan"

"Home Loans" .. the word itself makes you feel stressed. It is not an easy decision. You are worried that you may enter into a deal that will not be beneficial for you.

We at VIRTUAL suggest that you compare all the variables before entering into a loan agreement with a Bank

Home loans are provided based on :-

    Special Offer

    Nil Processing Fee *
    10%*

    Call Ritu @ 080-30580961

    *Conditions Apply
    Loan Approvals at the Sole Discretion of the Bank

  • Aggregate of purchase price & statutory expenses,
  • Market value of the property,
  • Estimation given by the contractors,
  • Your repayment capacity,
  • Your other fixed obligations,
  • Relationship with other co-owners etc.
  • Purpose of purchase (self-occupation / investment)

 

The different parameters that are considered to take decision are :-

  • Maximum Eligibility offer
  • Interest rates best suited
  • Interest - Fixed or Floating
  • Other hidden costs
  • Documentation
  • Penalties if any

 

VIRTUAL is a common platform which can give you options of different Banks and Financial Institutions for Home Loan services across the country. Based in Bangalore, VIRTUAL can offer you their services if you are either working or purchasing properties in Metros & other prominent cities. VIRTUAL has tied up with many National, Private & Multi-national banks viz.

  • HDFC
  • Standard Chartered Bank
  • Deutsche Bank
  • Citibank N. A.
  • ICICI
  • HSBC
  • SBI
  • Kotak Mahindra Bank
  • ING Vysya
  • Deutsche Post Bank
  • LIC
  • Many more

We at VIRTUAL are here to listen to the customer, recognize the particular needs and give expert advice to make you take the right decision. VIRTUAL can provide unbiased feedback on which financial institution to opt for. This is because VIRTUAL has marketing agreement with all the above Financial Institutions but not on any exclusive arrangement.

On a common platform, VIRTUAL saves a lot of time of yours by providing all information relating to the service of these banks, including unbiased report about their past track record & customer orientation, at one go.

What's more.. our customers can even route their future issues, if any, to the respective banks through VIRTUAL, as part of our customer-first motto.

So, please approach VIRTUAL and experience "Easy Home Loans"